ESTO postpay – Don’t want to pay the entire amount at once? Pay in installments!

When paying for your products or services use ESTO postpay – most advantageous, convenient and fastest postpay link in Estonia!
Add products to shopping cart, confirm your order and choose ESTO postpay link from payment methods. When making a payment, select the appropriate period, the monthly installment amount, and digitally sign using Smart-ID, ID-card or Mobile-ID.

ESTO postpay is a very fast and convenient payment solution that helps you to make a payment schedule according to the period of your choice, ie pay by installments. This payment solution makes your credit decision real-time and helps you make your purchase in less than 60 seconds.

ATTENTION! Each installment is a financial liability. Before entering into a hire purchase agreement, read the terms of service and consult an expert if necessary.

ESTO hire purchase is provided by ESTO AS (reg. code 14180709).

The standard terms for ESTO postpay are as follows:

• Interest from 0% to 14.90%
• Contract fee starting from 0 euros
• Period up to 4 years

Any citizen of the Republic of Estonia aged 18-70 can apply for ESTO hire purchase. ESTO hire purchase can be arranged quickly and conveniently for a legal entity.

Every financial decision comes with risks and obligations, so we ask you to think carefully about the need to consume credit products. For example, for a loan of EUR 1500 with a 12-month fixed interest rate of 14.90% per annum and a contract fee of EUR 14.90, the APR is 34.74%, the monthly payment is EUR 146.37 and the total amount repayable by the consumer is EUR 17566.68. Postpayment is a financial obligation and you should read the terms of the contract thoroughly before making a decision and consult an ESTO AS employee or other expert if necessary.